Entrepreneurs, wealthy families, and private individuals or heirs – anyone who wants to preserve their wealth over generations would be well advised to protect it in the long term. We live in a society characterised by increasing demand for transparency. In addition, there are growing tax burdens and increasing political and legal uncertainties in numerous countries. To protect their assets in this environment, we recommend that families and individuals take out individually tailored life and annuity insurance policies. Why? Because they ensure the highest possible preservation of assets.
PPLI (Private Placement Life Insurance) is a special form of life insurance designed for high net worth individuals. It is a legally structured, customized solution for wealth planning that allows clients to invest in a broad range of assets, including alternative investments.
At swisspartners, we firmly believe that life insurance is the right tool for more flexibility in wealth management and the ideal way to pass on your wealth to future generations in a controlled manner.
In many countries, life insurance policies enjoy tax advantages; depending on the tax law, tax is deferred or the growth is completely tax-free
Due to the wide range of structuring options, PPLI can also be used very effectively in the event of inheritance to trigger uncomplicated and prompt payouts or reduce inheritance tax
Insurance policies facilitate customized estate planning and enable assets to be transferred to beneficiaries who can be determined flexibly, such as natural or legal persons (e.g. trusts and foundations)
Insurance policies can be fully or partially terminated at any time or pledged to banks – policy loans can also offer interesting financing alternatives
The structure of a life insurance policy can protect assets from legal risks
Assets invested in a life insurance policy are kept separate from the insurer’s assets and are protected by legal structures in the event of the insurer’s insolvency
Depending on tax law, life insurance offers a wide range of investment options, such as funds, shares, real estate or alternative investments
We manage over CHF 2.5 billion in assets
Solvency Ratio
> 200%
Over 30 years of experience with Private Placement Life Insurance (PPLI)
Exclusive
PPLI boutique
With a location in Liechtenstein since 2002 and a regulated life insurance company in the Cayman Islands since 1995, we are strategically positioned to meet the diverse needs and requirements of our clients. Our presence in two locations not only underlines our commitment to flexibility, but also enables us to proactively tailor our services to the individual preferences of our clients.
swisspartners insurance offers specific products for European countries as well as international solutions. Feel free to contact us to find the suitable option for your needs.
The use of international life insurance policies helps to protect private assets over generations in the following ways:
Tailored global
estate planning
Tax
Efficiency
Asset
Protection
Asset protection and wealth transfer across generations
Investment
Flexibility
Financial market authority - FMA
Solvency and Financial Condition Report 2025 – SFCR (German Version)
Solvency and Financial Condition Report 2025 – SFCR (German Version)
Unit-linked life insurance
Capital Redemption Operations
Capital Redemption Operations
Declaration on the Participation Policy